04 JPMorgan Chase Bank, N.A. 2005 345 Park Avenue, New York, NY 10154-1002 Account Number Asset Account Portfolio FINANCIAL TRUST COMPANY INC April 01, 2005 - April 30. 2005 JPMorgan Private Bank Page 11 of 15 In One of Enact a Questions AbOut Vow Elettronle Transfers. Contact your Morgan Teemsl one a the telephone numbers on the front of NO StaWnentOr wee us N500 SWOOn ChnShenaRCed. MOPS, Newark W10713-2107 ea 800n s you can. d yOu ten War Sfillemenf wrong Or✓ Wu need'rare WarrebOntrOCule Wenger on the staternall We must hear ban you no lab than 60 days after no sent you the RRSTstastement on which the era a problem appeared (I)Talus your name and meson! nuns (2)Oesaabe the rarer the Iensferyou are unwre about and emplanes steady as you can shy you teteved is n end a why you need mat recanibon (3) tell us the dolor amount or to suspected ma. Swot/ Cooled us asity you must send us you Grogan! a question rn auMg wean 10 business days in ader to preserwyournghts We we Invasive*youmnhplanh and wti correct an yens portray Ifs* take owe than 10 burnt/ days ado this (20days Ice purchases usng your debt card or fa Wornataiwaltronsactons) we wa daddy*: wawa Is Ow amounlyou Mink sa es error. ao that you w.W have the use of moneydunng the tone y tales us to complete our inyestoehon In use o/ entil a quattfOnt (WOW yew sealeThmt Including yaw fine a credit If you Mon* that )arts' Statement a intarea Cr a yOu need mat .nlanse0On afoul a PanSaCten on Was atiesinxiel raating a Mee a Una trensearOn. you must wore to Oa Co a 36O0OWesheat denOgang the Pont and Sends 10 4PM:igen ;YAW'Sgen& 500 Stanton Chnstorsa Road VOPS3 Newark DE 0713-2107 We must hear from you no late than 60 days ans. She statement on what the words problem appeareda sent You can contact your chant serosespecohstbut long so wit not preseweyour nghts In your letter. please provide the foaming nkrinebon Wyatt not* and account mate.. (2) the dale amount ate suspected era, and (3)e desassbon a the end end cmaanaton A you cen why you Deteststhere* an Pro If you need =re mkt/retort you must doses both* tem you rowan about ImponaiW Infonnetlon abase PneIng and Valuations Maker yak.. ofortnelOn (ulcA4vg w,trov: Ontatinn 'MOPS docherwerates seabed .roane and bond rahnos)tantshed hewn hes been Maned horn sources that the Sans Dawn tO be relebleansl a Isonotred for the foduanduS0 et the dont The Bank maws no roprosentafron wenartyor guarantee eqwessot mated that anygoosed value roptosonts the *crud:tarns at Ms.° transactions a socuntosoastl be bought a sad a new transactons could be entered meo atheecNol keens on whch pxatxy transactons a secunnos stud be aqudeted Thecurrent ace a he va1reol the hrsancolaszet share umt a contract as nada. the close of the marketon me hutch:eta the stasementpanod a he Lest avatehbawe AA waves prowdad fa anwfurod yield deposes Octevanwle Jibleyson London Time Deposes) reflect the art:dashes< amount on,/ The anent vallofa RoalEstsdo %arsenal Man= and Miscellaneous &ISOM may na renal tho most anon:value the asset 1reksolons of owy-thocounterdernatonstransectons enc&dmg calandenvatves-rableckleposa products, harebeen preparedon a estimate; basis These valtratons ore nclative valuesas of the close of business OHM, deb of Tho slaterron4 and except as otherwise anyeed n oogro these ',elates'', cto not woresentMe *awl Wens N which transeChonsor securae.SCOvid he Cougar a Wit I Or new enMilictOns °nod CO (Waned VIta CI the fl oat Wms n when *wing bansactc,Va seevnhaSOSAI te itsucialed as a tee dale a the IrD3C'ent'ne We do not "an", tMl conrielanns a aFankY Meow *batons at *wind from anamewYmodets bend upon welt fecOgnCedfoorwo,Ponopubs and we have when necessaryba cacao* the present wand fauns cash flows madoroasonatSo OsAmore, about rekwent future market condeo” Volurgons based on Other models a daevene assumptions may had dif I drag results Morgan expressly dociarns any rasponsOcity fa (I) the Sawa ya the model: a cabmans used m deernnp the value ohs. (2) try ena s a orrassons an compaing or dsseennatsng the voluotons and Manyuses to wick the yaluatcns rope Vatrahonseropoydod kr Wormalon papoces cn,y and we intended solely la your own vso Fleas. vela lo the trade a:Werra:on for deta,4 a each Sansocton At your request assets may be reflected heran eventriough they ensheld by a thud pat vnanWated waft Slane° In such case unbss.IFIlkegan otnentrse gran JPMagen has no responsgsMyla the eenfoaeon. webahon safeSeeproor management°, those assets The JPMagen Funds or The JPIlorpan Int:Malawi Funds or The American Century Funds Shares of the funds arena bank deposits end send guaranteed by any bank govenrrent tasty a the FOC Return and share nice we ItutiuMeendredempacn valuenaybe more a less than °naalmet NWe the money market/was seek to montane stable net asset WM* a St 00 Per Share. there* no assuren0e INN they wed continueN*00SO The eatenSte4 annual inCanis end dmeend ynetTWM,fa mutual funds *plena the funds' mat recent inane (Mode n annuatzed The Subsea*. of the JPIdorgan Funds a liotf agars asfrobuton Services Inc, which is an Mao* cl JPMorgan Chase Sank. NA !Morgan Chase Sank NA and is &Wastes resew compensation from JPMagen Funds fa growing sauces Amawan Century InvestmentSawose. Inc is the Soto/va of the AmericanCenturyFuds AnweconCenttrylnreamenthlanegernentInc renews investmantadviscr to as reSpeCbre fund fernWand reCeNe3COMpenfanat hOM that fund envy for grousing irnearnent SOWS Cry end other Minas Svcs, ham enosen one of the sweep maths' funds. you are named that positions in the Prime Money Iderfief Sweep Fund represent holdings in ale JPASagan Arne Money Merkel Fund posibats in the FederalMoney Merkel Sweep Fund regnant haling, on the JPMagen FederalMoney MOM Fund and pastas in the Tex &earl Money Market Sweep Fund rePromotholdmas m the IFM0 080 Tat Enema, Moly Market Fund Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00033267 SDNY_GM_00302465 EFTA01508109