Apr.18.2013 00:05 AM JPMurpan Chase 500.614-55E0 30535 JPMorgan, The Private Bank 270 Park Avenue • 17th Floor New' ork NY 10017 Tel. Fax 212-464-2531 From: Nelson, Justin D Sent: Tuesday, April 02, 2013 9:2: PM To: mallet Kenneth A; French; Christopher F; Young, Janet E Cc: PR-ServioeB10; Travers, Scott 6; Metriss Jr, Philip R.; Grarrins, Margaret M Subject RE Executive endorsement reeded Kenny, Financial Trust assets are moving to Southern Financial and they need a credit and fur Southern Financial. We told them we are not increasing exposure for the overall Epstein relationship, so they agreed to lower LS) to accommodate the additional card for Southern Financial. I'm ok with this. Regards, Justin Salt with Good (Nww.eond.com) --Original Message-- From: MaBelt, Kenneth A Seat: 'Tuesday, April 02, 20:3 06:32 PM Eastern Standard Time To: French, Christopher F; Young, Janet E Cc: PB-Service1318; Nelson, Justin D; Travers, Scott 13; Meniss Jr, Philip R.; Grand riS, Margaret M Subject: RE: Executive endorsement needed Chris, I have never granted a verbal approval as stated below *hills Is not to say that it is not acceptable. I am aware that although we are reallocating exposure. we may need a new Executive Endorsement it the previous card to 4SJ was Exec Endorsed !which I believe it was). I would hke to set the card application though for the Southern Trust Company Inc. I will also confirm with Meg GraernIns in the morning that the below process is satisfactory. I want to be mindful or the total MEAas it relates to the correct approval process. will be back to the group in the morning. Thanks Regards, Kenny Kenneth Ma Ilek, Vice President JPMorgan, The Private Sam 270 Park Avenue - 17th Roar New York, NY 10011 Tel. Fax 212-464-2531 Confidential Treatment Requested by JPMorgan Chase JPM-SDNY-00063017 EFTA01583365