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CC AGRAS -US NE 21.00 4024266222 Description Rice GENERAL MERCHANDISE 21.00 11/07/06 AGRAS-MACC

Subject to Finance Charge for Purchases on Flexible Payment Features: Average Daily Balance (inducing new purchases, excluding new purchases made on the Sign & Travel) or Extended Payment Option" Flexible Payment Feature by Cardmembers enrolled in such Features). APR IntomiatIon: The Annual Percentage Rates (APR

ices. You have this protection only when the p (rice urchase pri was more than $50 and the' purchase

alculation of Finance Charges (Effective May 8, 2005) We are revising the Average Daily Balance Method for Calculation of Finance Charges section of the Sign & Travel* and/or Extended Payment Option Agreement to add the following two sentences to the end of that section: "In our sole discretion, we also may roun

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t to Finance Charge (FC) for Purchases on Flexible Payment Features: Average Daily Balance (including new purchases, excluding new purchases made on the Sign & Travel° or Extended Payment Option" Flexible Payment Feature by Cardmembers enrolled in such Features). APR Information: The Annual Percentage Rates (APRs