Epstein Secrets

be added. Change of Address wired on front do rice use • To change your address online, visit www.a

above agreements ("Agreements"), except for the validity, enforceability a scope of this Arbitration Provision or the Agreements? We are replacing the Initiation of Arbitration Proceeding/Selection of Administrator subsection with the following: of Arbitration Proceeding/Selection of Administrator: Any Claim shall be resolved, upon the election by you or us, by

each Instance Increased by 2%. This conversion rice may differ from rates in effect on the date of y

n Provision or the Agreements." BP/TR45FYI/0305 12313 EFTA01704815 DUPLICATE COPY Fe -Jed Pc: Account NUTtlel Page 8 of 10 We are replacing the Initiation of Arbitration Proceeding/Selection of Administrator subsection with the following: "Initiation of Arbitration Proceeding/Selection of Administrator Any Claim shall be resolved, upon the election by yo

ices. You have this protection only when the p (rice urchase pri was more than $50 and the' purchase

above agreements ("Agreements"), except for the validity, enforceability or scope of this Arbitration Provision or the Agreements' We are replacing the Initiation of Arbitration Proceeding/Selection of Administrator subsection with the following: "Initiation of Arbitration ProceedlngiSelectIon of Administrator; Any Claim shall be resolved, upon the election by y

$250 Restoration Hardware Gift Certificate tort =rice 0011287047 25,000 4/22/05 $250 Restoration Har

above agreements ("Agreements"), except for the validity, enforceability or scope of this Arbitration Provision or the Agreements: We are replacing the Initiation of Arbitration Proceeding/Selection of Administrator subsection with the following: "Initiation of Arbitration Proceeding/Selection of Administrator. Any Claim shall be resolved, upon the election by y