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balances. Amounts applied to Feature balances will be applied first to Feature balances at lower Annual Percentage Rates ("APRs") and then to higher APR Feature balances. In most cases, we will apply purchase credits first to the balance from which the corresponding debit originated. However, for servicing,

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yments to Feature balances last, and (among Feature balances) first to Feature balances at lower Annual Percentage Rates ("APRs") and then to higher APR Feature balances. In most cases, we will apply purchase credits first to the balance from which the corresponding debit originated. However, for servicing,

)000(40000(2-61005 Page 16 of16 5•Night Caribbean Vacation Packages from $759 Per Person CI ASSIC V.Al IONS Book a 5-night Caribbean vacation to Jamaica with American Express Travel and receive a savings of $1,820.00 per couple. Rates start at $759.00 per person. Price shown is per person, land only

balances. Amounts applied to Feature balances will be applied first to Feature balances at lower Annual Percentage Rates ("APRs") and then to higher APR Feature balances. In most cases, we will apply purchase credits first to the balance from which the corresponding debit originated. However, for servicing,