Epstein Secrets

L 28.55 20958512723067233056588 03/07/05 JOES STONE CRAB RSTR MIAMI BEACH FL 108.35 FOOD AND BEVERA

ent between Cardmember and American Express Travel Related Services Company, Inc. Concerning Electronic Funds Transfer Services." APR Applicable to Sign & Travel° and/or Extended Payment Option Accounts (Effective with billing periods ending in June 2004) We are amending the Finance Charges section of your S

Date of Departure:12/09 160.00 12/09/11 IDES STONE CRAB FtSTRMIAMI BEACH RESTAURANT FOOD/BEVERAGE

art of your Card account. The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indicates variable rate. For Sign & Travel, the APR is 18.74%(v). For Sign &Travel, the APR is 1824%(v). Please refer to page 2 for further important information regarding your account A

PALM BEACH FL MAO 8636881188 02/05/18 IDES STONE CRAB BESTAURANJOES STONE C MIAMI BEACH FL 3168

t to change the names of the Pay Over Time feature: Select & Pay Later will be known as Select, Extended Payment Option will be known as Direct, and Sign & Travel° will be known as Pay Over Time Travel. We are amending the Cardmember Agreement so that if you are enrolled in both Pay Over Time Select and Pay

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balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically (for example, Sign & Travel and Extended Payment Optionl If you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in

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balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically (for example, Sign & Travel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in