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EAR STEARNS OTEXE SERVICING YOUR ACCOUNT Bear. Starr* & CO Int. Nov York. Now Yon' 10179 4 as Your

10';[. 6 till Your messages Earb Bear. Stearns Securities Corp. Net Capital and Net Capital Requirements: At May 31, 2002 and July 31. 2002. the Companys net capital of approximately $2.5 billion and $2.0 billion was approximately 7% and 6% of aggregate debit items and exceeded the minimum regulator

Yea 11201.3S59 (212) 2724030 INTERNATIONAL CHARITABLE INTS ACCOUNT EXECUTIVE ZICHERWN.IRA TELEPHONE IMEIM Mr OUR WEEISITE wiettemsreams.com STARR/BC Pena, Thikou0.4 ACCOVIT NURSER Fatuary 23.2002 PAWN 28.2002 112 What's In This Statement Illrlllllllllllll III TAXPAYER MAW LAST STATDIE

t wrArniEC rebury 22.2002 Bear. Steams Securities Corp. Net Capital and Net Capital Requirements: At November 30. 2001 and January 31, 2002. the Companys net capital of approximately 52.6 billion and 52.6 billion was approximately 9% and 8% of aggregate debit items and exceeded the minimum regulator

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8 oe Your messages STOP Bear. Stearns Securities Corp. Net Capital and Net Capital Requirements: At November 30. 2002 and January 31. 2003. the Companys net capital of approximately 52.4 billion and 52.4 billion was approOmately 7% and 7% of aggregate debit items and exceeded the minimum regulatory