Epstein Secrets

Equal/ European Equity Russel 2000 Index MSCI Europe Index (net of iatholdng taxes) 20% 75% 2.5% 115% 35% t5.0% 4.0% 20.0% Japan Equity MSCI Japan Index (net of viithficilding taxes) 25% 3.0% 4.5% 5.5% Pasiric ex•Japan Equity MSCI Pacific Free ex-Japan Index (net of wedihddng taxes) 1.5% 2.5%

ns for the large cap equity portion are represented by the Quality Growth Composite. Implementation vehicles and asset allocations are determined by the WM Regional Investment Committee (RIC) and are change subject at their discretion. Results presented herein do not represent the results of actual trading using client assets. The r

i Cap Equity Wotan Etsity Russel 2000 Index MSCI Europe Index (net of Atoning tares) 20% 75% 2.5% 115% 35% t5.0% 4.0% 20.0% Japan Equity MSCI Japan Index (net of nithokling taxes) 25% 3.0% 4.5% 5.5% Pa:fic ex-Japan Equity MSCI Pacific Free ex-Japan Index (net of OlhcicIng taxes) 1.5% 25% 3.0%

ns for the large cap equity portion are represented by the Quality Growth Composite. Implementation vehicles and asset allocations are determined by the WM Regional Investment Committee (RIC) and are change subject at their discretion. Results presented herein do not represent the results of actual trading using client assets. The r

Cap Essay European Edity Russel 2000 Index MSCI Europe Index (net of sitholdng tares) 20% 75% 2.5% 115% 35% 150% 4.0% 20.0% Japan Equity MSCI Japan Index (net of withholding taxes) 25% 3.0% 4.5% 5.5% Pa:fic ex-Japan Equity MSCI Pacific Free ex•Japan Index (net of ethhcidng taxes) 1.5% 25% 3.0%

ns for the large cap equity portion are represented by the Quality Growth Composite. Implementation vehicles and asset allocations are determined by the WM Regional Investment Committee (RIC) and are change subject at their discretion. Results presented herein do not represent the results of actual trading using client assets. The r