US Small Cap -4.46% -40.52% -1731% Russell 2000 Index -777% -33.79% -14.95% International Equity European Equity -5.94% -52.67% a" N/A Japan Equity -5.26% -35.82% •** N/A Pacific Basin ex-Japan Equity 17.84% -55.86% •** N/A SAFE N/A -L22% *•** -19.34% MSCI EAFE Index N/A 421 *•** -

IM European Growth AEDYX 1.09% 6.04% 7.0% 0.08% European Equity db X-Trackers MSCI Europe Hedged Equity Fund DBEU 0.45% 3.86% 7.0% 0.03% Japan Equity Wisdomtree Japan Hedged Equity DXJ 0.48% 9.68% 4.5% 0.02% Pacific Ex-Japan Equity iShare MSCI Pacific ex Japan EPP 0.50% 4.07% 3.0% 0.02

0% U S Sinai Cap Essay European Edity Russel 2000 Index MSCI Europe Index (net of sitholdng tares) 20% 75% 2.5% 115% 35% 150% 4.0% 20.0% Japan Equity MSCI Japan Index (net of withholding taxes) 25% 3.0% 4.5% 5.5% Pa:fic ex-Japan Equity MSCI Pacific Free ex•Japan Index (net of ethhcidng taxes

U S Sinai Cap Equal/ European Equity Russel 2000 Index MSCI Europe Index (net of iatholdng taxes) 20% 75% 2.5% 115% 35% t5.0% 4.0% 20.0% Japan Equity MSCI Japan Index (net of viithficilding taxes) 25% 3.0% 4.5% 5.5% Pasiric ex•Japan Equity MSCI Pacific Free ex-Japan Index (net of wedihddng t

420% U S Sinai Cap Equity Wotan Etsity Russel 2000 Index MSCI Europe Index (net of Atoning tares) 20% 75% 2.5% 115% 35% t5.0% 4.0% 20.0% Japan Equity MSCI Japan Index (net of nithokling taxes) 25% 3.0% 4.5% 5.5% Pa:fic ex-Japan Equity MSCI Pacific Free ex-Japan Index (net of OlhcicIng taxes)

ity Invesco AIM European Growth AEDYX 0.89% 7.5% 0.07% European Equity db X-Trackers MSCI Europe Hedged Equity Fund DBEU 0.45% 7.5% 0.03% Japan Equity Wisdomtree Japan Hedged Equity DXJ 0.48% 7.0% 0.03% Pacific Ex-Japan Equity iShare MSCI Pacific ex Japan EPP 0.49% 10% 0.01% Emerging Mar