Epstein Secrets

u (as contrasted with changes in the credit terms and conditions, notice of which will be provided as described above). Except as described above, the Truth in Lending disclosure previously provided to you remains in effect. Beer. SZeirns SON, t4,1 Cot CcoMetioloch Contof North Beccidon. New Tuft 11201.3859 FIN

rrying or trading in any security or other property shall be based on either the Bear Stearns Margin Basis Rate, the Bear Stearns Fed Funds Rate or the London Interbank Offering Rate ("UBOR"), as notified to you upon request, The Bear Stearns Margin Basis Rate will be quoted daily by Bear Stearns at our main office in New York.

u (as contrasted with changes in the credit terms and conditions, notice of which will be provided as described above). Except as described above, the Truth in Lending disclosure previously provided to you remains in effect. Beer. Szeiree Secvehti Cot Ore Momloch Contof North Beccidon. New Tuft 11201.3859 FINAN

rrying or trading in any security or other property shall be based on either the Bear Stearns Margin Basis Rate, the Bear Stearns Fed Funds Rate or the London Interbank Offering Rate ("UBOR"), as notified to you upon request, The Bear Stearns Margin Basis Rate will be quoted daily by Bear Stearns at our main office in New York.

u (as contrasted with changes in the credit terms and conditions, notice of which will be provided as described above), Except as described above, the Truth in Lending disclosure previously provided to you remains in effect, End of Statement CLEARED THROuGH ITS Yn10t4Y OUT,E0 SUBSIOIMIT, Beer Stewn FINANCIAL TR

rrying or trading in any security or other property shall be based on either the Bear Stearns Margin Basis Rate, the Bear Stearns Fed Funds Rate or the London Interbank Offering Rate ("UBOR"), as notified to you upon request. The Bear Stearns Margin Basis Rate will be quoted daily by Bear Stearns at our main office in New York,