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l provide you at least 30 days' prior written notice, The annual rate of interest you are charged is tied to the Bear Steams Margin Basis Rate, the Bear Stearns Fed Funds Rate or LIBOR and may fluctuate with those rates. The changes in rates resulting from this fluctuation will be made without prior notice to you (as cont
u (as contrasted with changes in the credit terms and conditions, notice of which will be provided as described above). Except as described above, the Truth in Lending disclosure previously provided to you remains in effect. Beer. SZeirns SON, t4,1 Cot CcoMetioloch Contof North Beccidon. New Tuft 11201.3859 FIN
l provide you at least 30 days' prior written notice, The annual rate of interest you are charged is tied to the Bear Steams Margin Basis Rate, the Bear Stearns Fed Funds Rate or LIBOR and may fluctuate with those rates. The changes in rates resulting from this fluctuation will be made without prior notice to you (as cont
u (as contrasted with changes in the credit terms and conditions, notice of which will be provided as described above). Except as described above, the Truth in Lending disclosure previously provided to you remains in effect. Beer. Szeiree Secvehti Cot Ore Momloch Contof North Beccidon. New Tuft 11201.3859 FINAN
or the purpose of purchasing, canying or trading in any sectrity or other property shall be based on either the Bear Stearns Margin Basis Rate. the Bear Stearns Fed Funds Rate or the Lender, Interbank Offering Rate CUBOR-). as notified to you upon request. The Bear Steams Margin Basis Rate Atilt be quoted daily by Bear St
u (as contrasted with changes in the credit terms and conditions. notice of which will be provided as described above). Except as described above, the Truth in Lending disclosure previously provided to you remains in effect. law CLEARED TIROS. irs MOLLY 00202 10110044RY OW. 52•Nrri. Swan 0.• awes- Cons ten Pr
r the purpose of purchasing, carrying or trading in any security or other property shall be based on either the Bear Stearns Margin Basis Rate, the Bear Stearns Fed Funds Rate or the London Interbank Offering Rate ("UBOR"), as notified to you upon request. The Bear Stearns Margin Basis Rate will be quoted daily by Bear St
u (as contrasted with changes in the credit terms and conditions, notice of which will be provided as described above), Except as described above, the Truth in Lending disclosure previously provided to you remains in effect, End of Statement CLEARED THROuGH ITS Yn10t4Y OUT,E0 SUBSIOIMIT, Beer Stewn FINANCIAL TR
Entities connected to both Bear Stearns Fed Funds Rate and the Truth in Lending

Bear Stearns
ORGANIZATIONthe Bear Stearns Margin Basis Rate
ORGANIZATIONthe London Interbank Offering Rate
ORGANIZATIONPERKO
ORGANIZATION
Financial Trust Company
ORGANIZATIONStearns & Co. Inc.
ORGANIZATIONBear, Stearns& Co. Inc.
ORGANIZATIONSZeirns
PERSONCantot North
LOCATIONF.I. CLEARING SERVICES
ORGANIZATION
Jeffrey Epstein
PERSONMTG ASSOC
ORGANIZATION
George W. Bush
PERSON
New York City
LOCATION
Joi Ito
PERSON