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1 EFTA_00232497 EFTA01673900 JEFFREY E EPSTEIN DVElytglan9PU08 p 18118 American Express@ Traditional Gold Card Notice of Important Changes to the Membership Rewards' Program Terms We are making changes summarized below to the Membership Rewards Program Terms & Conditions. We urge you and any Additional Card Memb

rican Express name, including financial companies such as American Express Travel Related Services Company, Inc. and nonfinancial companies such as American Express Publishing. Affiliates may also include other companies related by common ownership or control, such as Serve Virtual Enterprises. Inc. and AMEX Assurance Com

TA01675603 American Express* TreditionaRMIWATE COPY p 19124 JEFFREY E EPSTEIN Closing Date 09/10/13 Account Ending 2-61005 Important Changes to the Membership Rewards' Program Terms and Conditions A summary of the changes appears below. The detailed changes can be found after the summary chart. Summary of Changes

rican Express name, including financial companies such as American Express Travel Related Services Company, Inc. and nonfinancial companies such as American Express Publishing. Affiliates may also include other companies related by common ownership or control, such as Serve Virtual Enterprises, Inc. and AMEX Assurance Com