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etion, no penalty will be charged to early withcrawal upon the oath or Lass ol legal competency of any ma wsaual who is the account holder of the TO Lady Withdrawal penalties will reauce the amount of interest earned on the TD. Secondary Mellast: Currently, no secorcary market ousts for this TO arc ro assurance
information. The ratings of Mouty's Investors Service, Inc I'M000y's") arc/or S&P rename in this statement represent Moody's idler S&P opinions as to the Quality of the securities they rate. Ratings ale relative and subsume and we not absolute standards of cualizir Credit duality of securities does not remove market nsk. ACili
tion. no penalty will be charged for early withorawal upon No cease a loss of legal competency of any ircivicual who is the account holder ol the 10 Lady Withdrawal paraltres will reduce the amount of irtarest earned on the ID. Strciwg/tot Currently. PO Secondary market exists for this TO arc PO assurance is pr
inlormatror the ratings of m000tes Investors Service. Inc CMooca's'l arc/or S&P rebooted in this statement represent M000y's ado S&P opinions as to the Quality of the securities they rate Ratings aro relative aro subjective are aro rot absolute standards ol ituakty Crean Quality of securities does not remove market nsk Ai:Wa
etion. no penalty will be charged lei early withdrawal upon No dean a loss of legal competency of any Ira racial who IS the account holder ol tne 10 Lady Withdrawal peralties will reduce the amount of almost earned on the ID. Sessmsfary_Market Currently. no secondary market exists for this TO arc ro assurance i
inloimatror. The ratings of Moody's Investors Slavic°. Inc ("Moody'el arc/or S&P regaled in this statement represent Moan's aro/or S&P opinions as to the Quality of the securities they rate Ratings aro relative arc subtheme are are not absolute standards ol quality Crean duality of securities does not remove market nsk AdditiO
Entities connected to both Lady Withdrawal and the Quality of the securities

Martha Stewart
PERSON
Jeffrey Epstein
PERSONARTHUR TENDLER
PERSON
Deutsche Bank
ORGANIZATION
FDIC
ORGANIZATIONFDIC Insurance
ORGANIZATIONDeutsche Bank Trust Company Americas
ORGANIZATIONMorgan Stanley Capital International Inc
ORGANIZATIONYork \Y '
ORGANIZATIONThe McGraw-Hill Companies
ORGANIZATION
Clark
PERSONCrean Quality
ORGANIZATIONCash Maragoment
PERSONCOrreCtiOn
LOCATIONMatunly
ORGANIZATIONInc Reproctuctior
ORGANIZATION