information. The ratings of Mouty's Investors Service, Inc I'M000y's") arc/or S&P rename in this statement represent Moody's idler S&P opinions as to the Quality of the securities they rate. Ratings ale relative and subsume and we not absolute standards of cualizir Credit duality of securities does not remove market nsk. ACili

rmation. The ratings of Moody's Investors Service. Inc ("Moody's', arc/or S&P reflected in this statement represent Moocy's aro/or S&P opinions as to the Quality of the securities they rate Ratings aro relative arc subjective aro aro rot absolute standards ol quality Crean Quality of securities does not remove market nsk Addit

inlormatror the ratings of m000tes Investors Service. Inc CMooca's'l arc/or S&P rebooted in this statement represent M000y's ado S&P opinions as to the Quality of the securities they rate Ratings aro relative aro subjective are aro rot absolute standards ol ituakty Crean Quality of securities does not remove market nsk Ai:Wa

inloimatror. The ratings of Moody's Investors Slavic°. Inc ("Moody'el arc/or S&P regaled in this statement represent Moan's aro/or S&P opinions as to the Quality of the securities they rate Ratings aro relative arc subtheme are are not absolute standards ol quality Crean duality of securities does not remove market nsk AdditiO