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charge. See forego Currency Charon on page?. 01/11/12 FOREIGN TRANSACTION FEE" FOUQUET S64.10 01/13/12 amount 51.73 FOREIGN TRANSACTION Faso BON MARCHE $57.78 $156 Total Fees for this Period $3.29 Interest Charged Amount Total Interest Charged for this Period $0.00 2012 Fees and Interest Tot

However, we will not charge interest on these transactions if: . your Pay Over Time Previous Balance for the billing period is zero; or • you paid the Account Total Previous Balance for each of the previous two billing periods in full by the dosing date shown on their respective statements. Minimum Monthly Payment Effective Ju

TZ PARIS PA 0143163030 83.00 European VOA Euro $114.63 11/11/11 RITZ PARIS PA 0143163030 81.00 European Union Euro $110.61 11/12/11 BON MARCHE PARIS PA 0144398181 1.010.00 European Union Euro 51020.12 11/12/11 GUESSJEANS PARIS PA 0142220910 114.00 European Union Euro $237h0

However, we will not charge interest on these transactions if: • your Pay Over Time Previous Balance for the billing period is zero; or • you paid the Account Total Previous Balance for each of the previous two billing periods in full by the closing date shown on their respective statements. Minimum Monthly Payment Effective J

3A3S,00 $3,825.90 0633937990 European t on 11/10/16 LA GRANDE EPICERIE GROCERY STORE PARIS PA 94.50 European Union Euro $10525 11/10/16 BON MARCHE 0144398181 PARIS PA 910.03 EuropeanUgron $1.013.56 11/10/16 BON MARCHE PARIS PA 313.50 $349.18 0144398181 European IM 2 11/10/16 BON

e deleting the second bullet under "For transactions added automatically to a pay over time balance," and replacing it with the following: you paid the Account Total Previous Balance for each of the previous two billing periods in full by the Payment Due Date shown on each of those statements. CMLENDDMRUS0084 AMEX008264 SDNY_G