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itional protection ('Excess SIPC") through a commercial insurer. Effective February 16, 2004, the commercial insurer for Excess SIPC will change to Customer Asset Protection Company ('CAPC0'), a licensed New York insurance company, Account protection applies when a SIPC member firm fails financially and is unable to meet its ob

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itional protection ('Excess SIPC") through a commercial insurer. Effective February 16, 2004, the commercial insurer for Excess SIPC will change to Customer Asset Protection Company ('CAPC0'), a licensed New York insurance company, Account protection applies when a SIPC member firm fails financially and is unable to meet its ob

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