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ting represents the rating of the coverage universe relative to the regional broader market index. The key for the sector rating is as follows: MO = Market Overweight; MW = Market Weight; MU = Market underweight. In cases where the BSC rating is present, the name of an independent, third-party research provider an
notice is to advise you of certain changes in the manner in which interest will be charged on any U.S. dollar-denominated credit extended to you by Bear, Steams Securities Corp. ("BSSC') for the purpose of purchasing, carrying or trading in any security. Interest will continue to be based on either the BSSC Margin Basis Rat
ting represents the rating of the coverage universe relative to the regional broader market index. The key for the sector rating is as follows: MO = Market Overweight; MW = Market Weight; MU = Market underweight. In cases where the BSC rating is present, the name of an independent, third-party research provider an
notice is to advise you of certain changes in the manner in which interest will be charged on any U.S. dollar-denominated credit extended to you by Bear, Steams Securities Corp. ("BSSC') for the purpose of purchasing, carrying or trading in any security, Interest will continue to be based on either the BSSC Margin Basis Rat
ting represents the rating of the coverage universe relative to the regional broader market index. The key for the sector rating is as follows: MO = Market Overweight; MW Market Weight MU = Market Laiderweight. In cases where the BSC rating is present the name of an independent, third-party research provider and
earns L Co. Inc. 383 Madison Avenue ems 10179 You are advised to promptfy report any inaccuracy or discrepancy in your account to your broker and Bear, Steams Securities Corp. (BSSC) at the telephone numbers listed on the front of this statement. In order to protect your rights, including any rights under the Securities I
Entities connected to both Market Overweight and Bear, Steams Securities Corp.

Bear Stearns
ORGANIZATION
Jeffrey Epstein
PERSON
New York City
LOCATIONMoney Fund
ORGANIZATIONPeer Perform
PERSONEquities & Options
ORGANIZATION
North
LOCATIONMASSER
PERSON
Financial Trust Company
ORGANIZATIONEOUITY
ORGANIZATION
NEW YORK NY
LOCATIONthe British Bankers Association
ORGANIZATION
Bloomberg L.P.
ORGANIZATION
George W. Bush
PERSONStearns & Co. Inc.
ORGANIZATIONUnteeeti Preen
PERSONthe BSC Equity Research Department
ORGANIZATIONConic
ORGANIZATIONThe BSSC Margin Basis Rate
ORGANIZATIONODIVED
ORGANIZATION