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the stock's total return relative to the other stocks covered by that Ana/pt. The key for the stock rating values is as follows: 0 - Outperform; P — Peer Perform; U Underperform. The second rating represents the rating of the coverage universe relative to the regional broader market index. The key for the se
he stock's total return relative to the other stocks covered by that Analyst. The key for the stock rating values is as follows: 0 — Outperform: P = Peer Perform; U Underperform. The second rating represents the rating of the coverage universe relative to the regional broader market index. The key for the se
tention to invest such amounts through us. You are advised to promptly repot any inaccuracy or discrepancy in your account to your broker and Bear, Stearns Securities Corp. ("BSSC) at the telephone numbers listed on the front of this statement, In order to protect your rights, including any rights under the Securities
he stock's total return relative to the other stocks covered by that Analyst. The key for the stock rating values is as follows: 0 = Outperform; P = Peer Perform; U = Underperform. The second rating represents the rating of the coverage universe relative to the regional broader market index. The key for the s
messages NOTICE OF CHANGE PURSUANT TO TRUTH IN LENDING SEC RULE 10b-18 The annual rate of interest charged on any credit extended to you by Bear, Stearns Securities Corp. ('BSSC') for the purpose of purchasing, carrying or trading in any security or other property shall continue to be based on either the BSSC Margin
he stock's total return relative to the other stocks covered by that Analyst. The key for the stock rating values is as follows: 0 = Outperform; P = Peer Perform; U = Underperform. The second rating represents the rating of the coverage universe relative to the regional broader market index. The key for the s
son Avenue New YY New York 10179 8 Bar You are advised to promptly report any inaccuracy or discrepancy in your account to your broker and Bear, Stearns Securities Corp. CBSSC") at the telephone numbers listed on the front of this statement. In order to protect your rights, including any rights under the Securities
Entities connected to both Peer Perform and Stearns Securities Corp.

Bear Stearns
ORGANIZATION
Jeffrey Epstein
PERSON
New York City
LOCATIONMoney Fund
ORGANIZATIONMarket Overweight
PERSONEquities & Options
ORGANIZATION
North
LOCATION
Financial Trust Company
ORGANIZATIONthe British Bankers Association
ORGANIZATION
Bloomberg L.P.
ORGANIZATIONMASSER
PERSONEOUITY
ORGANIZATIONUnteeeti Preen
PERSONBear, Stearns & Co. Inc.'s
ORGANIZATIONVOICUY
ORGANIZATIONInvestment Professional
ORGANIZATIONConic
ORGANIZATIONHarry Beller
PERSONthe BSC Equity Research Department
ORGANIZATIONJEANNE BRENAN
PERSON