Epstein Secrets

LAST STATEMENT MORMON 30.2005 Equities & Options The research ratings for Bear Steams (BSC) are shown for certain securities covered by the Firm's Equity Research Department. The first rating represents the stock's total return relative to the other stocks covered by that Analyst. The key for the stock rating values is a

ition is available on the web site wtvw,bearsteams,com, Alternatively, to request a free printed copy please call • toll free 1.866.299.9331. Beer. SZeirns S0C,r,htl Dap. 0 -4 Mon:tech Cantm North Beccioon. New Year I1201.38S9 EPSTEIN INTERESTS STATEMENT PERIOD September 1,2005 THROUGH September 30.200

ur customers, independent third-party research ('Independent Research'), at no cost, on the common stock of certain companies covered by the Firm's Equity Research Department ('Covered Company). Customers will be able to access this research at wwgv,bearsteams,com or can call (800) 517-2327 to request that a copy of this

S ?RIMY 0"E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 383 Madison Avenue New York, New York 10179 Beer. SZeirns S0C,M.M GNP. Ore Meoclech Corner Noah Becci0on. New Year 11201'3859 INTERNATIOAL CHARITABLE 4 cis Your Portfolio Holdings (continued) YOUR PORTFOLI

AST STATEMENT October 31.2005 Equities & Options The research ratings for Bear Steams (BSC) are shown for certain securities covered by the Firm's Equity Research Department, The first rating represents the stock's total return relative to the other stocks covered by that Analyst. The key for the stock rating values is a

H & CASH EQUIVALENTS DESCRPROTT S•ATECL O-SIP MARKET ESTIMATED CURRENT QUANTITY PRICE VALUE !AMA/ INCOME '(SD O.4 CASH BALANCE 382 Beer. SZeirns S0C,MMT GOP Ore Metsalmi+ Calla Noah Becdoon. New Tott 1120143869 FINANCIAL TRUST COMPANY INC STATEMENT PERKIO Primary 1.2005 THROUGH Primary 28.20