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00 $434,785 97.391 EQUITIES Equities & Options The research ratings for Bear Steams (BSC) are shown for certain securities covered by the Firm's Equity Research Department. fi e first rating represents the stock's total return relative to the other stocks covered by that Analyst, The key for the stock rating values is

D SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 383 Madison Avenue New York New York 10179 ACCOUNT EXECUTIVE TELEPECCE VISIT OUR WEBSITE ZICHERMAN.IRA omo..uenteams.com What's In This Statement Financial Summary 3 Your Portfolio Holdings 3 Transaction De

LAST STATEMENT MORMON 30.2005 Equities & Options The research ratings for Bear Steams (BSC) are shown for certain securities covered by the Firm's Equity Research Department. The first rating represents the stock's total return relative to the other stocks covered by that Analyst. The key for the stock rating values is a

SLOOSIDIAIW BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 383 Madison Avenue New York New York 10179 ACCOUNT EXECUTIVE TELEPECCE VISIT OUR WEBSITE LICHERMAN.IFIA wev.uearstearns.com What's In This Statement Financial Summary 3 Your Portfolio Holdings 4 Transaction

ur customers, independent third-party research ('Independent Research'), at no cost, on the common stock of certain companies covered by the Firm's Equity Research Department ('Covered Company). Customers will be able to access this research at wwgv,bearsteams,com or can call (800) 517-2327 to request that a copy of this

SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 383 Madison Avenue New York. Nell York 10179 ACCOUNT EXECUTIVE TELEPECCE VISIT OUR WEBSITE ZI3HEHMAN.IRA 61AV uea'stearns.com What's In This Statement Financial Summary 3 Your Portfolio Holdings 4 Transaction