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t bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. New York residents may contact the NY Banking Dept. for a comparative listing of credit card rates, fees and grace periods at 1-800-518-8866. ra Customer Care & Billing Inquiries IntemationalCollect

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t bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. New York residents may contact the NY Banking Dept. fora comparative listing of credit card rates, fees and grace periods at 1.800.51848866. Customer Care & Billing Inquiries International Collect

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