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ered to no less than one Trustee of this Trust. Article II, Section 2.3, A.12 is amended to read as follows: Two Million Dollars ($2,000,000.00) to LUCIANO A. FONTANILLA, JR. and ROSALYN FONTANILLA, if at least one of them survives me. If they both survive me, this bequest shall be shared equally. If only one survive
ection 2.3, A.24 following the last sentence of that section: In addition, upon my death, the Trustees of this Trust are directed to distribute to MICHELLE FERN SAIPHER, if she is then married to DARREN KEITH INDYKE, Three Million Dollars ($3,000,000.00), which funds shall be distributed and used for the sol
survives me, Two Million Dollars ($2,000,000). 11. to LARWRENCE PAUL VISOSKI, JR., if he survives me, Two Million Dollars ($2,000,000). 12. to LUCIANO A. FONTANILLA, JR., if he survives me, an annuity to be purchased by my Trustees for the benefit of LUCIANO A. FONTANILLA, JR. from a reputable financial institu
ath, including, but not limited to, Southern Financial, LLC, a U.S. Virgin Islands limited liability company, from DARREN KEITH INDYKE, his spouse, MICHELLE FERN SAIPHER, if she is then married to DARREN KEITH INDYKE, and/or any corporation, limited liability company, limited partnership, general partnership
f she survives me. 11. One Million Dollars ($1,000,000) to LAWRENCE PAUL VISOSKI, JR., if he survives me. 12. Two Million Dollars ($2,000,000) to LUCIANO A. FONTANILLA, JR., and ROSALYN V. FONTANILLA, to be shared equally if they both survive me, or all to the survivor, if only one of them survives me. 13. Two Mi
eath, including, but not limited to, Southern Financial, LLC, a U.S. Virgin Islands limited liability company, from DARREN KEITH INDYKE, his spouse, MICHELLE FERN SAIPHER, if she is then married to DARREN KEITH INDYKE, and/or any corporation, limited liability company, limited partnership, general partnership
survives me, Two Million Dollars ($2,000,000). 10. to LARWRENCE PAUL VISOSKI, JR., if he survives me, Two Million Dollars ($2,000,000). 11. to LUCIANO A. FONTANILLA, JR., if he survives me, an annuity to be purchased by my Trustees for the benefit of LUCIANO A. FONTANILLA, JR. from a reputable financial institu
ath, including, but not limited to, Southern Financial, LLC, a U.S. Virgin Islands limited liability company, from DARREN KEITH INDYKE, his spouse, MICHELLE FERN SAIPHER, if she is then married to DARREN KEITH INDYKE, and/or any corporation, limited liability company, limited partnership, general partnership
ered to no less than one Trustee of this Trust. Article II, Section 2.3, A.12 is amended to read as follows: Two Million Dollars ($2,000,000.00) to LUCIANO A. FONTANILLA, JR. and ROSALYN FONTANILLA, if at least one of them survives me. If they both survive me, this bequest shall be shared equally. If only one survive
ection 2.3, A.24 following the last sentence of that section: In addition, upon my death, the Trustees of this Trust are directed to distribute to MICHELLE FERN SAIPHER, if she is then married to DARREN KEITH 1NDYKE, Three Million Dollars ($3,000,000.00), which funds shall be distributed and used for the sol
f she survives me. 11. One Million Dollars ($1,000,000) to LAWRENCE PAUL VISOSKI, JR., if he survives me. 12. Two Million Dollars ($2,000,000) to LUCIANO A. FONTANILLA, JR., and ROSALYN V. FONTANILLA, to be shared equally if they both survive me, or all to the survivor, if only one of them survives me. 13. Two Mi
eath, including, but not limited to, Southern Financial, LLC, a U.S. Virgin Islands limited liability company, from DARREN KEITH INDYKE, his spouse, MICHELLE FERN SAIPHER, if she is then married to DARREN KEITH INDYKE, and/or any corporation, limited liability company, limited partnership, general partnership
Entities connected to both LUCIANO A. FONTANILLA and MICHELLE FERN

Jeffrey Epstein
PERSONDarren Indyke
PERSON
Richard Kahn
PERSON
U.S. Virgin Islands
LOCATION
Jes Staley
PERSON
Lawrence Krauss
PERSONthe Territory of the United States Virgin Islands
LOCATION
Federal Reserve
ORGANIZATIONDARREN KEITH
PERSON
Lesley Groff
PERSONthe United States Virgin Islands Rule Against Perpetuities
LOCATIONLarry Visoski
PERSONEva Andersson-Dubin
PERSONSuperior Court
ORGANIZATION
Glenn Dubin
PERSONLESLEY KATHERINE GROFF
PERSONThe Trustee of a trust
ORGANIZATIONROSALYN V. FONTANILLA
PERSONRichmond County
LOCATION
George Mitchell
PERSON