Epstein Secrets

ar Rating'"" for a Fund is derived from a weighted average of the performance figures associated with its three-, five- and ten-year (if applicable) Morningstar metrics. Before investing in our variable annuity contracts, you should consider the investment objectives, risks, charges and expenses carefully.

655 or your Mutual of America Regional Office. Sincerely, William Rose William Rose Senior Executive Vice President and Chief Marketing Officer Morningstar, Inc., is an independent financial publisher of investment data and analysis. Click here for more information about our Morningstar Ratings TM. STAR RATI

current composition of these funds. If a fund's underlying holding data is not available, it will be classified based on its corresponding overall Morningstar classification NI data is as of the date indicated in the report Equity Style: The Growth, Value and Core labels are determined by Standard and Po

oldings of the fund to those sectors measured as a percentage of the total funds asset value as of the date shown. This information is supplied by Morningstar, Inc. on a monthly basis to 1165 FS based on data supplied by the fund which may not be current. Mutual funds change their portfolio holdings on a regul

current composition of these funds. If a fund's underlying holding data is not available, it will be classified based on its corresponding overall Morningstar classification NI data is as of the date indicated in the report Equity Style: The Growth, Value and Core labels are determined by Standard and Po

oldings of the fund to those sectors measured as a percentage of the total funds asset value as of the date shown. This information is supplied by Morningstar, Inc. on a monthly basis to 1165 FS based on data supplied by the fund which may not be current. Mutual funds change their portfolio holdings on a regul