oldings of the fund to those sectors measured as a percentage of the total funds asset value as of the date shown. This information is supplied by Morningstar, Inc. on a monthly basis to 1165 FS based on data supplied by the fund which may not be current. Mutual funds change their portfolio holdings on a regul

oldings of the fund to those sectors measured as a percentage of the total funds asset value as of the date shown. This information is supplied by Morningstar, Inc. on a monthly basis to 1165 FS based on data supplied by the fund which may not be current. Mutual funds change their portfolio holdings on a regul

655 or your Mutual of America Regional Office. Sincerely, William Rose William Rose Senior Executive Vice President and Chief Marketing Officer Morningstar, Inc., is an independent financial publisher of investment data and analysis. Click here for more information about our Morningstar Ratings TM. STAR RATI