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canexpress.com/rewards American Express Membership Rewards PO Box 297813 Ft. Lauderdale, FL 33329-9785 Mem beNliticiats° Monthly Statement and Program News Statement Period November 1, 2004 - November 30, 2004 Account activity after this period does not appear on this statement Available Points 80,

of Cardmember Information. MU/ILE/0305 73085 EFTA01704418 DUPLICATE COPY Platinum Card@ Statement of Account Firs id Fedi acccurl Ntrnber Closing Dale 04/11/0.5 Previous Balance $ 4,316.03 PenmesiCreseS j4; .04 New New Charoes $ Balance 1,683.48 97, 0111ber!hi lluilarda Points Available

yments/CredIts .3,076.93 EFTA01726605 DUPLICATE COPY frOgrotio Page 4 of 8 EFTA01726606 Totals MembeF4YRIMIefakils' Monthly Statement and Program News For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) veyvw.americanexpress.com/rewards American Express Mem

tinue your Membership by calling Customer Service. Be sure te keep your copy of the charge saps for comparison to your bred charges. The Statement Closing Dale is the last date that charges and credts are processed to appear on the statement. Your account will be Past Due if payment for your previous month

ease refer to page 2 for further important information regarding your account EFTA01726806 MembeRsilitiCtiefaiits Pius" Monthly Statement and Program News For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) www.americanexpess.comkewards Statement Period Novembe

. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726822 DUPLICATE COPY Ftepwre Fcr JEFFREY E EPSTEIN Closing Dale 3715-657814-31005 03/29/04 Page 7 of 10 Notice of Changes to Your Agreement We are making Important Changes to your American Express Cardmember