Epstein Secrets

10';[. 6 till Your messages Earb Bear. Stearns Securities Corp. Net Capital and Net Capital Requirements: At May 31, 2002 and July 31. 2002. the Companys net capital of approximately $2.5 billion and $2.0 billion was approximately 7% and 6% of aggregate debit items and exceeded the minimum regulator

you. If for any other reason Bear Stearns Securities changes the rate of interest it charges you. we will give you at least 30 days prior notice. The 'Statement of Interest Charges Pursuant to the Truth-in-Lending' SEC Rule 1C4)-16i previously provided to you remains in effect except to the extent specifically amended by this notice,

ATFVENT Fettuary 22. 2002 Bear, Stearns Securities Corp. Net Capital and Net Capital Requirements: At November 30, 2001 and January 31, 2002, the Companys net capital of approximately S2.6 billion and 52.6 billion was approximately 9% and 8% of aggregate debit items and exceeded the minimum regulator

to you. If (Or any other reason Bear Steams SecuritieS changes the rate of interest it charges you, we will awe you at least 30 days prior notice. The 'Statement of Interest Charges Pursuant to the Truth-in-Lending" SEC Rule 10b-16' previously provided to you remains in effect except to the extent specifically amended by this notice. 0

STATSWOrt Sand* 22. 2002 Bear. Stearns Securities Corp. Net Capital and Net Capital Requirements: At November 30. 2001 and January 31. 2002. the Companys net capital of approximately 42.6 billion and 52.6 billion was approximately 9% and 8% of aggregate debit items and exceeded the minimum regulator

you. If for any other reason Bear Stearns Securities changes the rate of interest it charges you, we will give you at least 30 days prior notice. The 'Statement of Interest Charges Pursuant to the Rule 100-16' previously provided to you remains in effect except to the extent specifically amended by this notice. 027 C*2502.1315 021 96