Epstein Secrets

for preparing taxes and budgeting. In addition to viewing your Year End Summary online, you will continue to receive a paper copy for every year of Cardmembership. For any questions regarding your Online Year End Summary, please visit www.ammicanexpress. comtyearendsummary. (CE 104182) 7-Night Hawaiian

are amending the Other Fees section of your Cardmember Agreement applicable to copies of statements by replacing 1.3" with -$5." APR Applicable to Sign & Travel° and/or Extended Payment Option Accounts (Effective with billing periods ending in June 2004) We are amending the Finance Charges section of your Si

for preparing taxes and budgeting. In addition to viewing your Year End Summary online, you will continue to receive a paper copy for every year of Cardmembership. For any questions regarding your Online Year End Summary, please visit www.americanexpress. com/yearendsummary. (CE 104182) 7-Night Hawaiian

are amending the Other Fees section of your Cardmember Agreement applicable to copies of statements by replacing "$3' with '$5.' APR Applicable to Sign & Travel° and/or Extended Payment Option Accounts (Effective with billing periods ending in June 2004) We are amending the Finance Charges section of your S

ance Products We are notifying you of an update to all insurance products underwritten by AMEX Assurance Company that you have as a benefit of your Cardmembership, or in which you have enrolled. In the event any coverage provided by the AMEX Assurance Company insurance policies would be in violation of U.S. e

ime balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balanceautomatically (fotexampk, Sign & Travel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign CurrencyCharges: If you make a Charge in

with your Card allow you to shop with confidence and security. So, shop with your American Express Card during the holidays and reap the rewards of Cardmembership. Enrollment is required. See the CustomExtras" pages at the end of your statement for additional terms and conditions. hicalas dab Activity Moun

your Card account. The current Annual Percentage Rates (APRs) and Daily Periccfc Rates (DPRs) for the Flexible Payment Features are as follows: For Sign & Travel, the APR is 13.40%, the DPR is 0.0367% Please refer to page 2 for further important information regarcing your account EFTA01661208 pepece re,

ery dollar spent at a hotel with a frequent guest program that participates in Membership Rewards (previously, it was 2 points in the first year of Cardmembership and 1.5 points thereafter). State Law Changes We're making some amendments to address various state laws. See the reverse side for the Detail of C

art of your Card account. The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indicates variable rate. For Sign & Travel, the APR is 18.74%(v). For Sign &Travel, the APR is 1824%(v). Please refer to page 2 for further important information regarding your account A

ance Products We are notifying you of an update to all insurance products underwritten by AMEX Assurance Company that you have as a benefit of your Cardmembership, or in which you have enrolled. In the event any coverage provided by the AMEX Assurance Company insurance policies would be in violation of U.S. e

art of your Card account. The following are the current Annual Percentage Rates (APRs/ for Pay Over Time Features. (v) indicates variable rate. For Sign & Travel, the APR is 18.24% (v). For Select & Pay Later, the APR is I &24% (v). Please !crier to page 2 for further inspatant information renarcing your

ery dollar spent at a hotel with a frequent guest program that participates in Membership Rewards (previously, it was 2 points in the first year of Cardmembership and 1.5 points thereafter). State Law Changes We're making some amendments to address various state laws. See the reverse side for the Detail of C

art of your Card account. The following are the current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) Indicates variable rate. For Sign & Travel. the APR is 18.24% Iv). For Sign & Tiavet the APR is 18.24%44. Please refer to page 2 for further Important Information regarding your account

ance Products We are notifying you of an update to all insurance products underwritten by AMEX Assurance Company that you have as a benefit of your Cardmembership, or in which you have enrolled. In the event any coverage provided by the AMEX Assurance Company insurance policies would be in violation of U.S. e

part of your Card account. The following are the Cultent Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indkates variable rate. For Sign & Travel. the APR is 18.24%(v). For Select & Pay Later, the APR is 1824%(v). Please refer to page 2 for further important information tegarding your acco

ance Products We are notifying you of an update to all insurance products underwritten by AMEX Assurance Company that you have as a benefit of your Cardmembership. or in which you have enrolled. In the event any coverage provided by the AMEX Assurance Company insurance policies would be in violation of U.S. e

al Percentage Rates (APRs) for Pay Over Time Features. (v) indicates variable rate. your account For Select & Pay Later, the APR is 9.15% (v). For Sign & Travel, the APR is 9.15% (v). AMEX006411 SDNY_GM_02749710 EFTA_00236966 EFTA01678369 Centurions Card L io RKAN I EXPRESS JEFFREY E EPSTEIN Closing