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re also adding the following sentence to the end of the first paragraph of the Governing Law subsection: in addition, if your billing address is in the State of Maryland, to the extent, if any, that Maryland law applies to your account, we elect to offer your card account pursuant to Title 12, Subtitle 9 of the Maryl

it bureaus. Late payments, missed payments, or other defaultson your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518-8866. Customer Care al Billing Inquiries Interna

re also adding the following sentence to the end of the first paragraph of the Governing Law subsection: in addition, if your billing address is in the State of Maryland, to the extent, if any, that Maryland law applies to your account, we elect to offer your card account pursuant to Title 12, Subtitle 9 of the Maryl

it bureaus. Late payments, missed payments, or other defaultson your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518-8866. Customer Care al Billing Inquiries Interna

e also adding the following sentence to the end of the first paragraph of the Governing Law subsection: "In addition, if your billing address is in the State of Maryland. to the extent, if any, that Maryland law applies to your account, we elect to offer your card account pursuant to Title 12, Subtitle 9 of the Maryl

t bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518.8866. rj Customer Can & Billing Inquiries Inter