Epstein Secrets

ection A of the Finance Charges section of your Agreement with the following: "A. Finance Charges begin to accrue for each Charge as of the date the Charge is added to the daily balance, as described below. If payment in full for any New Balance shown on the statement for a billing period is credited to

rewards American Express Membership Rewards PO Box 297813 Ft. Lauderdale, FL 33329-9785 MembeNfitrfritafthiFils Options' Monthly Statement and Program News Statement Period November 1, 2004 - November 30, 2004 Account activity after this period does not appear on this statement Available Points 6,7

ate, we add a Charge to the daily balance as follows: For Charges (other than Finance Charges) that are added to a balance automatically, we add the Charge to the appropriate daily balance for the Feature as the transaction date of the Charge. For Charges that are not added to a balance automatically (e

xess.comftewards American Express Membership Rewards P.O. Box 297813 Ft. Lauderdale, FL 33329-9785 membeNfilfifSfffriis° monthly Statement and Program News Statement Period November 1, 2006 • November 30, 2006 Account activity after this period does not appear on this statement Available Points 159

date, we add a Charge to the daily balance as follows: For Charges (other than Finance Charges) that we added to a balance automatically, we add the Charge to the appropriate daily balance for the Feature as of the transaction date of the Charge. For Charges that are not added to a balance automatically

REY E EPSTEIN DUPLICATE COPY bralft )000( NLITbe .xxxxt Page 4 of 8 EFTA01661209 MembePaiictigiragis Plus@ Page 5 of 8 Monthly Statement and Program News American Exrress• For questions about your Membership Rewards account, contact Statement Period January 1, 2006 - January 31, 2006 re e 4nC