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ts 47,848.22 EFTA01703276 DUPLICATE COPY Prepared Fa toacont Nutter Clostrg Og• JEFFREY E EPSTEIN XXXX-XXXXX8-42008 08/25/05 Page 9 of 10 Hilton CustornExtras- Double the Miles - Double the Smiles Delta Air Lines and Song@ have created an offer exclusively for American Expresso Cardmembers-

the next day. Allocation of Payments and Credits: Subject to applicable law we will apply and allocate payments between your Card Account and your Sign & Travel and/or Extended Payment Option Account (if that account has been activat ('Extended Payment Account)(referred to as 'Account" in the Sign & TTravel

and Latin America and receive a guaranteed free upgrade to a superior room category. Guests must pay with the American Express@ Card. Participating Hilton hotels are located in Argentina, Brazil, Colombia, Venezuela, Ecuador, and throughout the Caribbean islands including Coral by Hilton all-inclusive

controversy between you and us arising from or relating to your Card Account, this Agreement, the Electronic Funds Transfer Services Agreement, the Sign & Travel and/or Extended Payment Option Agreement, and any other related or prior agreement that you may have had with us, or the relationships resulting fro

hIprewardsplus or call 1.800-AXP-1090 (297-1090). From overseas, call collect 305-816-2799. Continued on reverse EFTA01661280 American Express• Hilton Hawaii Travel should take you paces SONY ffy6:-laitem, JEFFREY E EIRVFMATE COPY daubed* Retired) Accoul Wray 1M33334712 mentsensuin ri i R

your Card account. The current Annual Percentage Rates (APRs) and Daily Periccfc Rates (DPRs) for the Flexible Payment Features are as follows: For Sign & Travel, the APR is 13.40%, the DPR is 0.0367% Please refer to page 2 for further important information regarcing your account EFTA01661208 pepece re,