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KELLERHALS FERGUSON FLETCHER KROSLIN LIP To: Jeffrey E. Epstein From: Erika Kellerhals Re: The International Banking Center Regulatory Act Date: October 23, 2012 9100 HAVENSIGHT PORT OF SALE STE 15 -16 ST. THOMAS. VI 00802 PHONE
into law. The Act repeals Title 9, chapter 21 of the Virgin Islands Code ("VIC') and replaces Exempt International Banking Facilities ("EIBF") with International Banking Entities ("IBE"), which will be administered by the Director of Banking and Insurance of the Office of the Lieutenant Governor ("Director"). We have provide
Dollars (8500000,00). ARTICLE y 'the names and nieces of residence of each of the persons footling the Corporation arc as follows: nage BE6IDENCE Erika A. Kellerhals Brett A. Geary Nicole Miller The Corporation is to have perpetual existence. 2E-19 Estate Caret Bay, St. Thomas, VI 008IY2: • 2-11B Sr. Joseph
or permitted thereby: WITNESSETH: WHEREAS, in order to comply with the requirements of US. Virgin Islands law applicable to the corporate names of International Banking Entities, the Board of Directors has determined it is necessary to change the name of the Corporation; WHEREAS, Article IV of the Articles of Incorporation
ir KELLERHALS FERGUSON FLETCHER KROBLIN LLP To: Jeffrey E. Epstein From: Erika Kellerhals Re: The International Banking Center Regulatory Act Date: October 23, 2012 9100 HAVENSIGHT PORT OF SALE STE IS - 16 ST. THOMAS, VI 00802 PHONE
into law. The Act repeals Title 9, chapter 21 of the Virgin Islands Code ("VIC') and replaces Exempt International Banking Facilities ("EIBP) with International Banking Entities ("IBE"), which will be administered by the Director of Banking and Insurance of the Office of the Lieutenant Governor ("Director"). We have provide
Entities connected to both Erika Kellerhals and International Banking Entities

Jeffrey Epstein
PERSON
Sarah Ferguson
PERSON
St Thomas
LOCATIONJohn McDonald
PERSONChristiansted
ORGANIZATION
Frederiksted
LOCATIONThe International Banking Center Regulatory Act
ORGANIZATIONExempt International Banking Facilities
ORGANIZATIONInsurance of the Office of the Lieutenant
ORGANIZATIONI. Organization of an IBE
ORGANIZATIONthe USVI Legislature
ORGANIZATIONthe Government of the USVI
ORGANIZATIONthe Federal Home Loan Mortgage Corp's
ORGANIZATIONthe University of the Virgin Islands Research and Technology Park
ORGANIZATIONthe Economic Development Bank
ORGANIZATIONBill No
PERSONthe Department of Labor
ORGANIZATION