or permitted thereby: WITNESSETH: WHEREAS, in order to comply with the requirements of US. Virgin Islands law applicable to the corporate names of International Banking Entities, the Board of Directors has determined it is necessary to change the name of the Corporation; WHEREAS, Article IV of the Articles of Incorporation

into law. The Act repeals Title 9, chapter 21 of the Virgin Islands Code ("VIC') and replaces Exempt International Banking Facilities ("EIBF") with International Banking Entities ("IBE"), which will be administered by the Director of Banking and Insurance of the Office of the Lieutenant Governor ("Director"). We have provide

into law. The Act repeals Title 9, chapter 21 of the Virgin Islands Code ("VIC') and replaces Exempt International Banking Facilities ("EIBP) with International Banking Entities ("IBE"), which will be administered by the Director of Banking and Insurance of the Office of the Lieutenant Governor ("Director"). We have provide