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THROUGH Detente. 29. 2008 ACCOLeo %Wein TAnyfril Joan Cn FE)* tAST STATEuEst thbdernber 30.2036 Equities & Options The research ratings for Bear Steams (BSC) are shown for certain securities COvered by the BSC Equity Research Department. The first rating represents the stock's total return relative

/06 TOTAL 3875.00 SIVIKXXUSP 0402010 RATE CM ANT 5.000 0.1750 Oren MOW CRIL0 MEW 875.00 027 002006.0•30 COI YBIS EFTA01320251 at*,t THROJGH rS meal CAN SUSSONANy 0 0 TZ r l C in r S900SEOCIA19- ANGS BEAR STEARNS Owlet SERviCING YOUR ACCOUNT Bear. Steams & Co. It, 383 Madis

lease call -toll free 1.866-299-9331. 02. 03.2201:20.33 001 V514 EFTA01321440 rn I8 b.) V.) E.) —J 00 z ii C in z r 98SISEOCIA19- ANGS BEAR STEARNS ma SERVICING PPM ACCOUNT Bea r Near Y New 10179 S °rk Mik CLEM= MOWN rte SMUT OME0 SUSSIOMM Beet MIMS Semmes Cep. aw ranntra, COW MTh Cue 112

e Bear Stearns Securities Fed Funds Rate or the London Interbank Offering Rate (LIBOR')- The Bear Stearns Margin Basis Rate will be quoted daily by Bear Steams at our main office Xi New York. Factors affecting the determination of the Bear Stearns Moran Basis Rate will include the short-tam market interest

TS MCAT PATO) SLOSiCtsltv Saws Scat Ws CO,s Cne wecoxn Carte WV, aliseort 11201.3559 FINANCIAL TRUST COMPANY INC STATIONS-5 PEAGO *1 27.2002 THROJGH May 31. 2002 MTP 04T %VMS MIS TAXPAYER HAGER On Fie LAST STATIMMT Apnl 26.2002 Cash 6 Ennrrnkrt 79% Your Portfolio Allocation ` A. r 20%

O NSW 30.2002 MRCS theerreet 31.2002 ACOMEIT NSER 895-03235 K91 TAX'S NSA P1 F11* LMT STATES/ENT Nththreet 29.2002 Your Investment Firm and Bear Steams are pleased to introduce a new Multi-Transaction Confirmation to be roiled out during the first quarter of 2003. Multiple transactions executed on

o-eats Cap. Cat Menace Wow Wei becelea Net Yet 11201.3859 (212) Z22.1020 FINANCIAL TRUST CO..IFIC VISIT OUR otasnt *rm. nx cm, anneal/2 a6020 THROJGH October 26.2002 Netriter 29.2002 What's in This Statement lilt Me:0We muwata TAXPAYER Wel= 895.03235 K91 On Fey Financial Summary 1 FINANC

madealt Manta HAMM On FM LaST Sunkte May 31.2001 SPECIAL NOTICE FOR MARGIN CUSTOMERS It you are a customer with a margin account, you consent to Bear Stearns's right to use, lend or pledge any securities held by Bear Steams in your margin account. In certain circumstances, such loans or other use may limit

ividends which could cause you to lose the benefit of the preferential tax treatment accorded to dwidends. 012)0,43 001 2001 EFTA01324740 own° THROJGH ITS vartay 0•0420 SLOGOLARY O -n z C in z -H r 08095£00- 019- ANGS IS IJ 1,2 00 10 IJ BEAR STEARNS OFFICE STRYNANG YOUR ACCOUNT Bear