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OUR ACCOUNT 1001 Nineteenth Street NOM Adelson 22 Tele E Tel -mai VISIT OuR WEBSTT I rem.. th.com Important Message Yoke Brokerage Firm and Boar Stearns are pleased to announce the conversion to a calendar month-end statement. Effective this month. your account statement reflects all actmty and &co
'eve reaeds See mem 0:16 tar npaun Munroe, 027 01/01/04.1556 CO, EFTA01321745 O -n C in r TPZZSEOCIA19- ANGS TO FBR FRIEDMAN, BILLINGS, RAMSEY & CO.. INC. OFFICE SERVICayG YOUR ACCOUNT 1001 Nineteenth SUM Noah Aningtay. v 222O9.1722 ',goiter.* 2 or • Your messages BaP• As part of the National As
the BSSC Base Lending Rate, the BSSC Fed Funds Rate or the London Interbank Offering Rate (*LIBOR"). The BSSC Base Lending Rate will be quoted by Bear Steams at our main office in New York. Factors affecting the determination of the BSSC Base Lending Rate will include the short-term market interest rates
rule and are therefore not included in the statistics, 027 01,01.00:15:56 001 Y818 EFTA00197281 CLEARANCE AGENT TO FBR FRIEDNIAN, BILLINGS, RAMSEY & CO.. INC. OFFICE SERVICING YOUR ACCOUNT 1001 Nineteenth Street North Arlington. Virginia 22209.1722 Telephone (703) 312 9500 Fax (703) 312 9501 E-Mail in
O NSW 30.2002 MRCS theerreet 31.2002 ACOMEIT NSER 895-03235 K91 TAX'S NSA P1 F11* LMT STATES/ENT Nththreet 29.2002 Your Investment Firm and Bear Steams are pleased to introduce a new Multi-Transaction Confirmation to be roiled out during the first quarter of 2003. Multiple transactions executed on
tatements CONFIDENTIAL SDNYG,00352231 EFTA_00224923 EFTA01321736 -n C in z J r ZEZZSEOCIA19- ANGS b.) IJ IJ TO FBR FRIEDMAN. BILLINGS, RAMSEY & CO.. INC. OFFICE SERVICING YOUR ACCOUNT 1001 Nineteenth Same RCM Arington. Virginia 22209.1722 Tampions (703) 312 9500 Fat (703) 312 9501 E-Mail aforlifo
Entities connected to both Bear Stearns and RAMSEY & CO.. INC.

Financial Trust Company
ORGANIZATION
New York
LOCATION
Virginia Giuffre
PERSONthe National Association of Securities Dealers
ORGANIZATIONthe Bear, Steams Securities Corp. Statement
ORGANIZATIONthe London Interbank Offering Rate
ORGANIZATIONCustomer Asset Protection Company
ORGANIZATIONNasdaq National Market
ORGANIZATION
RAMSEY
ORGANIZATIONBear Stearns Securities
ORGANIZATIONFRIEDMAN, BILLINGS
ORGANIZATIONThe Statement of Interest Charges Pursuant
ORGANIZATIONREOHOOK
ORGANIZATIONRAMSEY & CO.
ORGANIZATION