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ce fees will be charged to applicable accounts as of November 1, 2002: The service charge per transaction will be $5.00. Accounts transferred from Bear Steams will be charged a $75.00 account transfer fee. There will be a $50.00 fee for each stock certificate that is sent out in registered form at the cus
MBER TAXPAYER MADER On Foe LAST STATEMENT MUCH 28.2002 027 042Z02:12:01 001 V557 EFTA00196631 CLEARED THROUGH ITS miCkLY ORM.EO SUBSIDIARY BEAR STURNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 383 Madison Avenue New YY New York 10179 5 Transaction Detail INVESTMENT ACTIVITY Beer
WIlCU? CAM•E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 383 Madison Avenue New York New York 10179 Beer. Stearn,. SOCwitet Cal‘ Ore Llevolech Coma North Beccioon. New VC* 11201.38S9 FINANCIAL TRUST COMPANY INC ACCOUNT EXECUTIVE ZICHERMAN,IRA TELEPHONE VI
ANEOUS DATE uatAY TRANSACTION 09/30/02 CASH-LIEU DESC-RIPRON VECTOR GROUP LTD CASH Rd IEU OF .70000 REC 09/20/02 PAY 09/27/02 DEBIT AMOUNT CPEOIT AMOUNT 9.17 TOTAL $9.17 Endo! Statement 027 102802:10:31 001 Y627 EFTA00196587 GEARED THRCUGH nS YRICUY OGNED SUBSIDIARY BEAR STEARNS O
records sea worn Tula kf inmcclert rdormacon 027 OS2601:10:08 001 Important Message In an effort to deliver statements to you more efficiently. Bear Steams has enhanced the distribution of statements to household accounts. Beginning in June,all statements with the same Address and Social Security
T STATEMENT NOYeMINN 30. 2001 CREDIT AMOUNT 46.94 TOTAL $71.97 MISCELLANEOUS DATE MCOAT TRANSACTCN 12/31;01 JOURNAL DESCAIMON DEM AMOUNT CPEOIT AMOUNT 3,473,931.00 TOTAL $3.473.931.00 Your messages As part of the National Association of Securities Dealers (NASD) Investor Education Progr
Plow* mood art, cliTobrcB a non/ocelot of Oaths or SIOCI(S. illt0100 &owed b >to. »Gall SoMeas al a:OS.34-142e a y.nco la ChM Sonlcos at Bow. Stearn &curries N.Y IIBBSBSB. $17.739.581 $14.636.568 NE Current market value fflid Last statements market value INSTITUTIONAL INTERESTS AJC #2 STATEME
PTOR TRAVELERS PROPERTY CASUALTY CORP CL A CASH IN LEU OF .71767 CITMROUP INC REC 08/09/02 PAY 08/20/02 SPIEFF FROM SEC # C007878 DEES AMOUNT CPEOIT AMOUNT 11.44 08/30/02 CASH-LIEU TRAVELERS PROPERTY CASUALTY CORP CLASS B CASH N UEU OF .95817 CITMROUP INC REC 0808/02 PAY 08/20/02 SINNOFF
Entities connected to both Bear Stearns and CPEOIT

Jeffrey Epstein
PERSON
Financial Trust Company
ORGANIZATIONCourtney Wild
PERSONPERKO
ORGANIZATIONMoney Fund
ORGANIZATION
North
LOCATIONEOUITY
ORGANIZATION
Prince Charles
PERSONMASSER
PERSONSZeirns
PERSONTHRCOGH
ORGANIZATIONthe National Association of Securities Dealers
ORGANIZATIONStearns & Co. Inc.
ORGANIZATIONOESCRPTION
ORGANIZATIONLARRY KEMP
PERSON
Goldman Sachs
ORGANIZATIONMONET
PERSONWIIOUY
ORGANIZATIONSYMBOLCUSP
ORGANIZATIONNell York
ORGANIZATION