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10/08/04 Page 15 of 16 a CustomExtras" Bermuda - $150 Resort Credit & Up to $150 Statement Credit Bermuda. A perfect getaway, just 2 hours from the East Coast. Other Islands otter an escape from civilization, Bermuda offers a chance to bask in it. A colorful and elegant island with great scenery, golf cou

the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments between your Card Account and your Sign & Travel and/or Extended Payment Option Account (if that account has been activated) ("Extended Payment Account') (referred to as 'Account" in the Sign & Trav

all PTS at 1.800-443.7672. (CE 105294) Visit Bermuda - Resort Credit and up to $150 Statement Credit Bermuda--a perfect getaway just 2 hours from the East Coast. Other Islands otter an escape from civilization, Bermuda offers a chance to bask in it. A colorful and elegant island with great scenery, golf cou

ent between Cardmember and American Express Travel Related Services Company, Inc. Concerning Electronic Funds Transfer Services." APR Applicable to Sign & Travel° and/or Extended Payment Option Accounts (Effective with billing periods ending in June 2004) We are amending the Finance Charges section of your S

00 10/28/04 Page 9 of 10 e tsstomExtrar Bermuda - 5150 Resort Credit & Up to $150 Statement Credit Bermuda. A perfect getaway, just 2 hours from the East Coast. Other Islands offer an escape from civilization, Bermuda offers a chance to bask in it. A colorful and elegant island with great scenery, golf cou

are amending the Other Fees section of your Cardmember Agreement applicable to copies of statements by replacing "$3' with '$5.' APR Applicable to Sign & Travel° and/or Extended Payment Option Accounts (Effective with billing periods ending in June 2004) We are amending the Finance Charges section of your S