Epstein Secrets

f the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. Important Notice to North Dakota Residents: If the Account is past due for two or more billing periods, a late payment fee of 1.75%of all past due amounts will be added. Change of

the next day. Allocation of Payments and Credits: Subject to applicable law we will apply and allocate payments between your Card Account and your Sign & Travel and/or Extended Payment Option Account (if that account has been activat ('Extended Payment Account)(referred to as 'Account" in the Sign & TTravel

ement indicating the credit balance, issue a check to you for the credit balance in your account if the amount is $1.00 or more. Important Notice to North Dakota Residents: If an account is past due for two or more tilling cycles, a late payment fee of 1.75% of all past clue amounts will be added. Change of

are amending the Other Fees section of your Cardmember Agreement applicable to copies of statements by replacing 1.3" with -$5." APR Applicable to Sign & Travel° and/or Extended Payment Option Accounts (Effective with billing periods ending in June 2004) We are amending the Finance Charges section of your Si

ement indicating the credit balance, issue a check to you for the credit balance in your account if the amount is $1.00 or more. Important Notice to North Dakota Residents: If an account is past due for two or more billing cycles, a late payment fee of 1.75%of all past due amounts will be added. change el Ad

the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments between your Card Account and your Sign & Travel and/or Extended Payment Option Account (if that account has been activated) ("Extended Payment Account') (referred to as 'Account" in the Sign & Trav

of the first statement indcating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. Important Notice to North Dakota Residents: If the Account is past due for two or more billing periods, a late payment fee of 1.75% of all past due amounts will be added. Change of

the next day. Allocation of Payments and Credits: Subiect to applicable law we will apply and allocate payments between your Card Account and your Sign & Travel and/or Extended Payment Option Account Of that account has been activate rExtended Payment Account" (referred to as "Amount' in the S:gn & Travel an

f the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. Important Notice to North Dakota Residents: If the Account is past due for two or more billing periods, a late payment fee of 1.75% of all past due amounts will be added. Change of

the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments between your Card Account and your Sign & Travel and/or Extended Payment Option Account (if that account has been activat (*Extended Payment Account') (referred to as 'Account.' in the Sign & Trave

tatement indcaim the credit balance, issue a che da to you for the credit balance in your account if the amount is $1.00 or more. mportant Notice to North Dakota Residents: If an account is past due for two or more biting cycles, a late payment fee of 1.75% of all past duo amounts will be added. along° of Ad

ent between Cardmember and American Express Travel Related Services Company, Inc. Concerning Electronic Funds Transfer Services." APR Applicable to Sign & Travel° and/or Extended Payment Option Accounts (Effective with billing periods ending in June 2004) We are amending the Finance Charges section of your S

f the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. Important Notice to North Dakota Residents: If the Account is past due for two or more biting periods, a late payment fee of 1.75%of all past due amounts will be added. Chango of A

controversy between you and us arising from or relating to your Card Account, this Agreement, the Electronic Funds Transfer Services Agreement, the Sign & Travel and/or Extended Payment Option Agreement, and any other related or prior agreement that you may have had with us, or the relationships resulting fro

tatement indicating the credit balance, issue a check to you for the credit balance in your account tithe amounts $1.00 or more. Important Notice to North Dakota Residents: If an account is past due for two or more billing cycles, a late payment fee of 1.75% of all past due amounts wil be added. Change ci Ad

are amending the Other Fees section of your Cardmember Agreement applicable to copies of statements by replacing "$3' with '$5.' APR Applicable to Sign & Travel° and/or Extended Payment Option Accounts (Effective with billing periods ending in June 2004) We are amending the Finance Charges section of your S