Epstein Secrets

al margin be posted if/when necessary. Guarantor: Minimum Net Worth, Minimum Liquidity, Minimum Liquidity at DB Borrower: To main 100% ownership of Navarro interest in the Carolina Panthers at all times. No additional indebtedness. Credit One : [TBD] Other Assets: Net Worth, [XX%] decline in eamings

For internal use only EFTA01394832 9. Mitigating factor(s) Sherman Financial Group 1) RDC alert re: NY Settlement Mitigants: • On 3/6/2018, Navarro confirmed to MD Joanne Jensen that everything has been settled for this case — fines are paid, subject cases were exited accordingly and they conti

d) 2) Resurgent Capital — Article found in internet search, 7/11/2012 — Baltimore Business Journal article detailing a voluntary settlement between Resurgent Capital and the Maryland State Collection Agency regarding debt collection cases, $1MM (see "Article_Resurgent BBS" attached) 3) Resurgent Capital - RDC a

hased over 50MM cases. • Navarro also confirmed that he was unaware that the 400 cases were still being pursued following the 2010 reaffirmation. Resurgent Capital Resurgent Mitigants: • Resurgent contracts out all debt collection to debt collection agencies. They can terminate them if they are not upholding

posted if/when necessary. Covenants Guarantor: Minimum Net Worth, Minimum Liquidity, Minimum Liquidity at DB Borrower: To main 100% ownership of Navarro interest in the Carolina Panthers at all times. No additional indebtedness. Credit One : [TBD] Other Assets: Net Worth, [XX%] decline in earnings

f $109MM KBRA One of 10 Nationally Recognized Statistical Rating Organizations (NRSROs) and one of only 5 fully licensed in all rating categories Navarro purchased KBRA in 2015. Since acquisition the company has expanded its areas of ratings and increased revenue 30% Has issued 9,000+ ratings to date

rchased over 50MM cases. Navarro also confirmed that he was unaware that the 400 cases were still being pursued following the 2010 reaffirmation. Resurgent Capital Resurgent Mitigants: Resurgent contracts out all debt collection to debt collection agencies. They can terminate them if they are not upholding th

KBRA • One of 10 Nationally Recognized Statistical Rating Organizations (NRSROs) and one of only 5 fully licensed in all rating categories • Navarro purchased KBRA in 2015. Since acquisition the company has expanded its areas of ratings and increased revenue 30% • Has issued 9,000+ ratings to d

ents, paying civil/state penalties of 5175K and making key enhancements to their debt collection practices in NY (namely updating disclosures). 2) Resurgent Capital — Baltimore Business Journal article found in internet search • On 7/11/2012 the Baltimore Business Journal published an article detailing a volun