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al margin be posted if/when necessary. Guarantor: Minimum Net Worth, Minimum Liquidity, Minimum Liquidity at DB Borrower: To main 100% ownership of Navarro interest in the Carolina Panthers at all times. No additional indebtedness. Credit One : [TBD] Other Assets: Net Worth, [XX%] decline in eamings
For internal use only EFTA01394832 9. Mitigating factor(s) Sherman Financial Group 1) RDC alert re: NY Settlement Mitigants: • On 3/6/2018, Navarro confirmed to MD Joanne Jensen that everything has been settled for this case — fines are paid, subject cases were exited accordingly and they conti
ion for education related endeavours • Prominent member of the Charleston community, funding three schools in the area and residing on the board of the Medical University of South Carolina Sherman Financial Group: • The nation's largest privately held consumer finance company, generating over $2B in revenue in 2017 • Major underlyi
posted if/when necessary. Covenants Guarantor: Minimum Net Worth, Minimum Liquidity, Minimum Liquidity at DB Borrower: To main 100% ownership of Navarro interest in the Carolina Panthers at all times. No additional indebtedness. Credit One : [TBD] Other Assets: Net Worth, [XX%] decline in earnings
f $109MM KBRA One of 10 Nationally Recognized Statistical Rating Organizations (NRSROs) and one of only 5 fully licensed in all rating categories Navarro purchased KBRA in 2015. Since acquisition the company has expanded its areas of ratings and increased revenue 30% Has issued 9,000+ ratings to date
tion for education related endeavours Prominent member of the Charleston community, funding three schools in the area and residing on the board of the Medical University of South Carolina Sherman Financial Group: The nation's largest privately held consumer finance company, generating over $2B in revenue in 2017 Major underlying co
tizations, and sales of residential mortgages to institutional clients • Top 10 salesperson on Wall Street, focused on credit-sensitive assets • Navarro spent three years with Goldman Sachs on the Whole Loan and Agency MBS desks • Started his career at Chemical Bank, where he completed the credit-t
on for education related endeavours • Prominent member of the Charleston community, funding three schools in the area and residing on the board of the Medical University of South Carolina Sherman Financial Group: • The nation's largest privately held consumer finance company, generating over $2B in revenue in 2017 • Major underly
Entities connected to both Navarro and the Medical University of South Carolina

Prince Andrew
PERSON
Sherman
PERSON
Mohammed bin Salman
PERSON
Charleston
LOCATIONKroll
ORGANIZATIONResurgent Capital Services
ORGANIZATIONNavarro Relationship Overview
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American Express
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Citicorp
ORGANIZATIONJoanne
PERSONChemical Bank
ORGANIZATIONCredit One Bank
ORGANIZATIONRadian
ORGANIZATIONQuarter End
ORGANIZATIONDebt/Equity
ORGANIZATIONResurgent Capital Partners
ORGANIZATIONBen Navarro
PERSONJules Kroll
PERSONResurgent Capital
ORGANIZATIONthe Baltimore Business Journal
ORGANIZATION