Epstein Secrets

nd: • Ben Navarro is the Founder and CEO of Sherman Financial Group ("SFG"). • Prior to SFG, he was the Co-Head of Mortgage Sales and Trading for Citicorp, with responsibility for the firm's purchases, securitizations, and sales of residential mortgages to institutional clients • Top 10 salesperson

ents - 90 Days after Quarter End TBD Reporting covenants on Guarantor 7. Client details Navarro Relationship Overview: • Joanne Jensen has known Ben Navarro since 1993, when she worked for him on the Institutional Fixed Income Sales desk at Citi • In 2008, Joanne provided Ben with $440MM for the acquis

ound: • Ben Navarro is the Founder and CEO of Sherman Financial Group ("SFG"). • Prior to SFG, he was the Co-Head of Mortgage Sales and Trading for Citicorp, with responsibility for the firm's purchases, securitizations, and sales of residential mortgages to institutional clients • Top 10 salesperson

Calculation Covenants Reporting Covenants Deutsche Bank AG, NY & JP Morgan Up to $500MM TBD — Newly formed Holding Company to be 100% owned by Ben Navarro and affiliates Ben Navarro & 5 family trusts 5 years 2 Years I/0 Amortization to begin on the second anniversary, and continue on each annivers

ckground: Ben Navarro is the Founder and CEO of Sherman Financial Group ("SFG"). Prior to SFG, he was the Co-Head of Mortgage Sales and Trading for Citicorp, with responsibility for the firm's purchases, securitizations, and sales of residential mortgages to institutional clients Top 10 salesperson on

as follows: Lender Deutsche Bank AG, NY & JP Morgan DB Commitment Up to $500MM Borrower TBD — Newly formed Holding Company to be 100% owned by Ben Navarro and affiliates Guarantors / Pledgors Ben Navarro & 5 family trusts Maturity 5 years Repayments 2 Years I/O Amortization to begin on the secon