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nd: • Ben Navarro is the Founder and CEO of Sherman Financial Group ("SFG"). • Prior to SFG, he was the Co-Head of Mortgage Sales and Trading for Citicorp, with responsibility for the firm's purchases, securitizations, and sales of residential mortgages to institutional clients • Top 10 salesperson
Group: • The nation's largest privately held consumer finance company, generating over $2B in revenue in 2017 • Major underlying companies are: Credit One Bank, Resurgent Capital Services, Kroll Bond Rating Agency, and a small Real Estate business (not included in this transaction): Credit One Bank: • OC
ound: • Ben Navarro is the Founder and CEO of Sherman Financial Group ("SFG"). • Prior to SFG, he was the Co-Head of Mortgage Sales and Trading for Citicorp, with responsibility for the firm's purchases, securitizations, and sales of residential mortgages to institutional clients • Top 10 salesperson
urchase the Carolina Panthers First priority secured interest of the Pledgor's $4.6B equity interest in Sherman Financial Group's business assets: Credit One Bank $3.9B Resurgent Capital $0.5B Kroll Bond Rating Agency (KBRA) $0.16 Wharf Real Estate $0.16 + Wharf Street Ratings Acquisition, LLC and Fulton
ckground: Ben Navarro is the Founder and CEO of Sherman Financial Group ("SFG"). Prior to SFG, he was the Co-Head of Mortgage Sales and Trading for Citicorp, with responsibility for the firm's purchases, securitizations, and sales of residential mortgages to institutional clients Top 10 salesperson on
e Carolina Panthers Security First priority secured interest of the Pledgor's $4.6B equity interest in Sherman Financial Group's business assets: Credit One Bank $3.9B Resurgent Capital $0.56 Kroll Bond Rating Agency (KBRA) $O.1B Wharf Real Estate $O.1B + Wharf Street Ratings Acquisition, LLC and Fulto
Entities connected to both Citicorp and Credit One Bank

Prince Andrew
PERSONResurgent Capital Partners
ORGANIZATIONBen Navarro
PERSONJules Kroll
PERSON
Charleston
LOCATION
Navarro
PERSON
Mohammed bin Salman
PERSONRadian
ORGANIZATIONJoanne
PERSONChemical Bank
ORGANIZATIONQuarter End
ORGANIZATIONNavarro Relationship Overview
ORGANIZATIONKroll
ORGANIZATIONthe Medical University of South Carolina
ORGANIZATIONResurgent Capital Services
ORGANIZATIONDebt/Equity
ORGANIZATION
American Express
ORGANIZATIONWharf Street Ratings Acquisition
ORGANIZATIONCredit One
ORGANIZATIONCompliance - Research
ORGANIZATION