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ncy, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Pease do not send post-dated checks. They will be depesited ton receipt. Our acceptance of any payment marked with a restrictive legend will not operate a

yments to Feature balances last, and (among Feature balances) first to Feature balances at lower Annual Percentage Rates ("APRs") and then to higher APR Feature balances. In most cases, we will apply purchase credits first to the balance from which the corresponding debit originated. However, for servicing,

side for a description of when additional Finance Charges are not assessed cn Features. Check here It address or telephone number has changed. Pease note changes on reverse side. 000202144000092558 08 ri EFTA01704620 DUPLICATE COPY sera Page 2 of 10 Payments: Payments received after 12:00

alances. Amounts applied to Feature balances veil be applied first to Feature balances at lower Annual Percentage Rates ("APRs") and then to higher APR Feature balances. In most cases, we will apply purchase credits first to the balance from which the corresponding debit originated. However, for servicing,

providers service all markets. In some instances k may take more than one billing cycle before initial paid amounts are posted to tho Card account. Pease remember to cancel these payments with your service provider if you dose your Card account, and advise your service provider if your Card account nu

balances. Amounts applied to Feature balances will be applied first to Feature balances at lower Annual Percentage Rates ("APRs") and then to higher APR Feature balances." Annual Fees We are changing the annual fee structure fix Additional Cards. We will charge a single annual fee for up to three Additional