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effect at the time the Claim is filed (the "Codes), except to the extent the Code conflicts with this Agreement. Claims shall be referred to either the National Arbitration Forum ("NAF") or the American Arbitration Association ('AAA"), as selected by the party electing to use arbitration. If a selection by us of either of the

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effect at the time the Claim Is filed (the "Code"), except to the extent the Code conflicts with this Agreement. Claims shall be referred to either the National Arbitration Forum ('NAP) or the American Arbitration Association ("AAA"), as selected by the party electing to use arbitration. If a selection by us of either of thes

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effect at the time the Claim is filed (the 'Code"), except to the extent the Code conflicts with this Agreement. Claims shall be referred to either the National Arbitration Forum ('NAF") or the American Arbitration Association ('AM"), as selected by the party electing to use arbitration. If a selection by us of either of thes