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party research at www.MorganOnline.com. Argus Research JPMSI TWEEN BRANDS INC TWB NEUTRAL Corporation BOE Securities Morningstar 3 stars Renaissance Capital Standard & Poor's Account Page 6 of 12 Page 7 of 19 EFTA01558733 FINANCIAL TRUST COMPANY, INC. ACCT. For the Period 11/1/08 to 11/3

y exchangeor redeemshares ofsuch funds within 60 days of purchase, subject to certain exceptions set forth in the prospectus of the applicableFund. Pleaseconsult your J.P. Morgan representativefora list of the JPM Funds that impose redemption fees JPMSI is a memberof the Securities InvestorProtection Corpor

party research at www.MorganOnline.com. Argus Research JPMSI TWEEN BRANDS INC TWB NEUTRAL Corporation BOE Securities Morningstar 3 stars Renaissance Capital Standard & Poor's Account Page 6 of 13 Page 7 of 20 EFTA01558758 FINANCIAL TRUST COMPANY, INC. ACCT. For the Period 12/1/08 to 12/3

y exchangeor redeemshares ofsuch funds within 60 days of purchase, subject to certain exceptions set forth in the prospectus of the applicableFund. Pleaseconsult your J.P. Morgan representativefora list of the JPM Funds that impose redemption EFTA01558766 fees. JPMSI is a memberof the Securities InvestorP

party ratings systems, see specific third•party research at www.MorganOnline.com. JPMSI Argus Research BOE Corporation Securities Morningstar Renaissance Standard & Capital Poor's GENERAL ELECTRIC CO NEUTRAL 5 Stars 3STAR Hold GE GOGGLE INC OVERWEIGHT HOLD 0 stars 4STAR Buy DOW PFIZER IN

ceeds t Meyerchargeot redeem shares of such funds wen 60 days of purcnase.sutymt to tartan exception set Forth in the prospectus Of the apocatutirurd Pleaseconsult your IPMorgan represent...tor a est of the JPM Funds that ramose redemption lees. JPMSI., a mentor of Pre &mopes Investor Protecton Corporation ESI