21 S0NY_GM_02748020 EFTA_00235276 EFTA01676679 American Express@ Traditional MN lectf rE COPY p 17/19 JEFFREY E EPSTEIN Closing Date 08/11/17 Notice of Important Membership Rewards° Program Change Account Ending 2-61005 We are making a change to the Membership Rewards Program Terms & Conditions. We encourage you to read this