est. Payments using such services of ours received after 13:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance(ADI3) method (including new transactions) to cakulate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Custom

est. Payments using such services of ours received after 13:00 p.m. MST may not be credited until the next day. How We Cakuiate Your Balance: We use the Average Daily Balance(ADI3) method (including new transactions) to cakulate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Custom

uest. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day. How We Cakulate Your Balance: We use the Average Daily Balance(ADI3) method (including new transactions) to cakulate the balance on which we charge interest for Pay Over Time balances on your Account. Call the Custom