ffect your or our right to elect arbitration. SARO2 BP/ARBTCLM/1012 AMEX003417 SDNY_GM_02746716 EFTA 00233972 EFTA01675375 American Express• Traditional/SU/MP COPY p 23/28 JEFFREY E EPSTEIN Closing Date 10/11/12 Account Ending 2-61005 Arbitration You or we may elect to resolve any claim by individu