nt of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. New York Department of Financial Services:1.800-342.3736 or www.dfs.nygov. Continued on page 3 4, Please fold on the perforation below, detach and return with your payment .4 Payment Coupon -. N

nt of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. New York Department of Financial Services:1.800-342.3736 or www.dfs.nygov. Continued on page 3 Please fold on the perforation below, detach and return with your payment .8 Payment Coupon pal Do

nt of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. New York Department of Financial Services:1.800-342.3736 or www.dfs.ny.gov. Seepage? for an Important Notice About Changes to Your Cardmember Agreement. Continued on page 3 4 Please fold on the