ights are excluded). B. Effective immediately, your Terms & Conditions will be amended as follows: USING POINTS: USING POINTS FOR YOUR CHARGES In the Using Points for Your Charges sub-section of the Using Points section, the last section, entitled "How to Use Points for Select Pending Charges", will be deleted in its entirety.

ights are excluded). B. Effective immediately, your Terms & Conditions will be amended as follows: USING POINTS: USING POINTS FOR YOUR CHARGES In the Using Points for Your Charges sub-section of the Using Points section, the last section, entitled "How to Use Points for Select Pending Charges", will be deleted in its entirety.

ights are excluded). B. Effective immediately, your Terms & Conditions will be amended as follows: USING POINTS: USING POINTS FOR YOUR CHARGES In the Using Points for Your Charges sub-section of the Using Points section, the last section, entitled "How to Use Points for Select Pending Charges". will be deleted in its entirety.