R is 18.2496(v). For Select &Pay Later, the APR is 18.2496 (v). Please refer to page 2 for further important information regarding your account Amnion's SDNY_GM_0274 3853 EFTA_00230909 EFTA01672312 JEFFREY E EPSTEIN DUPLICATE COPX Account- Ending 8142 08 p 16/17 AMEX000355 SDNY_GM_02743654